Financing Options
Understanding how real estate investors fund deals.
Financing Options for Real Estate Investors
Financing plays a major role in real estate investing. Below is an overview of common financing options investors may use when purchasing investment properties.
Common Financing Types
DSCR Loans
Loans based primarily on property income rather than personal income.
Best for: Rental properties
Hard Money Loans
Short-term financing often used for renovation projects.
Best for: Fix & Flip / Rehab
Private Money
Capital provided by individuals rather than institutions.
Best for: Flexible or relationship-based deals
Portfolio Loans
Loans held by lenders rather than sold on the secondary market.
Best for: Investors with multiple properties
Creative Financing
May include seller financing or subject-to arrangements.
Best for: Experienced investors
Subject to lender approval and legal considerations
Need Help Navigating Financing?
Investors often work with lenders who specialize in investment properties. If you’d like to be connected with investor-friendly financing resources, you can request assistance below.